Welcome to Global UK Life
International Life Insurance for Everyone
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Global Life Insurance
Available to everyone not just UK nationals
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Expat Life Insurance
We provide global expat life insurance
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Life Insurance for Overseas Nationals
Competitive premiums worldwide
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Quality Term Assurance
For everyone, with most countries covered
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Protect your family's future
With international life insurance cover
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financial security
Protect the things that matter most
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Overseas Life Insurance Cover
Worldwide life insurance tailored to your needs
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International Life Insurance

International life insurance for everyone including expats

The peace of mind that comes with international life insurance, the best available, no matter where in the world you are living. It’s not just for UK nationals or expatriates either – its for anyone looking for international life insurance!

We specialise in the provision of international life insurance

We specialise in the provision of international life insurance including death from pandemics, whole of life, critical illness, and international private medical insurance. These covers are available for expatriates, individuals, and corporate groups worldwide.

Competitive premiums worldwide

We provide life policies in a range of major currencies. Our terms are very competitive and you can obtain a quotation wherever you reside unless in a war zone.

Who needs international life insurance?

International life insurance offers global coverage beyond your home country, providing financial policies, security and peace of mind to expat life individuals with global connections and international lifestyles. While the need for worldwide life insurance may vary from person to person, certain groups can particularly benefit from this type of international insurance coverage. Let’s explore who can benefit from worldwide life insurance and why it is essential for their circumstances.

The importance of international life insurance

Life is unpredictable, and regardless of geographical limits, it is essential to safeguard yourself and your loved ones from any unanticipated occurrences. International life insurance provides coverage beyond your native nation, assuring financial security for you and your family no matter where life takes you. We recognise the particular requirements of individuals seeking worldwide coverage and offers comprehensive solutions to meet those requirements.

Term Assurance

Pure protection at a low cost

One of the main purposes of life assurance is to provide protection. Life Term Assurance provides protection for a set period of time at a low cost. It’s designed to:

  • Provide money for your family or dependants in the event of your death
  • Pay off a mortgage and any other outstanding loans in the event of your death
  • Provide money for a business in the event of the death of a `keyman’ (someone whose presence is vital to the continued success of your business), partner or shareholder.

Guaranteed Cash

Term Assurance guarantees the payment of a cash sum in the event of death during the term of the plan. And, because it provides pure protection and contains no savings element, it’s comparatively inexpensive.

Guaranteed Premiums

The premiums are guaranteed at the outset not to increase during the term of the policy.

Early payment for terminal illness

If you’re diagnosed with a terminal illness reducing your life expectancy to 12 months or less, we’ll pay your life benefit early. You’ll have freedom to arrange your affairs and spend time with your loved ones.

Global UK Life Term Quotation Request

We have over 25 years’ experience in this specialist insurance market and can provide competitive international insurance policies for people in the majority of countries throughout the world.

Who can Apply for International Life Insurance?

Anyone who is 18 or over can apply to be covered by a International Life Insurance, subject to the following limits:

Policy Term Minimum
Maximum Expiry Age
Level Term Assurance
Euro, Sterling £, US $

And there’s more….

Our non-smoker discount could make Term Assurance an even more attractive choice for you. Also Whole of Life available which means no expiry age!

Global Life UK - International life insurance for Everyone

Talking About Tax…

The tax position relating to the policy will vary according to personal circumstances and, in some cases, the way in which the policy is written.

The tax position of your policy depends on current law, and therefore may be liable to change.

Taxation Details

The sum assured becomes payable on death during the term of your policy. Under current law, it is free from UK Income Tax and Capital Gains Tax. This is provided that the policyholder is not UK domicile and that the policy document is lodged outside the UK at the time of death.

Benefits of International Life Insurance

Expatriates and global professionals

Expatriates and global professionals who reside and work in a country other than their home country greatly benefit from global term life insurance. Living in a foreign country can bring unique challenges, and having expat insurance that provides coverage globally ensures that loved ones’ life policies are protected regardless of their location. It offers a sense of security knowing that expat life covers financial support and will be available to their beneficiaries, even if they pass away while living abroad.

Business Owners with Global Operations

Business owners with global operations face unique risks and responsibilities. International life insurance cover can provide financial protection to ensure the continuity of their business and the well-being of their loved ones in the event of their passing. It offers coverage for critical employees, business partners, or shareholders, providing funds for business operations, buyouts, or succession planning.

Cross-Border Comprehensive Coverage

One of the most significant advantages of international life insurance is its extensive coverage across borders. Whether you temporarily reside overseas or have relocated permanently, your life insurance policy will continue to cover you. This implies that even if you die in another nation, your loved ones will receive the financial help they require.

Mobility and adaptability

With international life insurance, you have the flexibility and freedom to travel and live anywhere you want. You are not bound to a specific place or by your insurance coverage. This adaptability is especially vital for people who regularly travel for employment or live an international lifestyle. You may be confident that your life insurance coverage will follow you wherever you go.

Financial Security for Family Members

Life insurance’s principal goal is to give financial stability to your loved ones in the event of your death. The international life recommended  by Global UK Life guarantees that your beneficiaries receive the monies needed to meet expenditures such as funeral bills, mortgage payments, outstanding debts, and day-to-day living expenses. This financial security can ease the load on your family during a challenging period and assist them in maintaining their standard of living.

Global Healthcare Access

Global UK Life acknowledges the value of having access to high-quality healthcare no matter where you live. You can access a global network of healthcare specialists and facilities. In the case of a medical emergency or the need for specialised treatment, you may get the care you need without having to worry about the price. A healthcare policy gives peace of mind and assures that you and your family receive the best medical care available, regardless of where you are.

Simple Claims Procedure

In the case of a claim, Global UK Life makes every effort to make the procedure as simple and painless as possible. Dealing with the death of a loved one is difficult enough without having to deal with a complicated claims procedure. The professional claims staff at Global UK Life has expertise in processing overseas claims. It can give information and assistance throughout the process, ensuring you obtain the benefits you are entitled to without undue delays or problems.

Peace of Mind

Peace of mind comes from knowing you’ve protected yourself and your loved ones. Global UK Life knows the benefits of life insurance and values emotional well-being, and seeks to provide people peace of mind. Global UK Life helps its clients face life’s uncertainties by offering various global life insurance policy options.

Great Service

Global UK Life values customer service because straightforward communication and assistance are crucial for peace of mind. Their specialised staff guides customers through the individual life insurance plans process, answers questions, and addresses problems. This level of service makes international citizens feel appreciated and supported throughout their insurance experience. So when scrolling through all the international life insurance brokers, look no further than Global UK Life for life insurance.

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